*,
*::before,
*::after {
  box-sizing: border-box;
}

:root {
  --navy: #0a1628;
  --navy-mid: #0f2137;
  --navy-light: #152a45;
  --white: #ffffff;
  --gray-50: #f6f8fb;
  --gray-100: #eef2f7;
  --gray-200: #d8e0ea;
  --gray-500: #6b7a90;
  --gray-700: #3d4f66;
  --text: #0f172a;
  --text-muted: #5c6b80;
  --accent: #22c55e;
  --accent-bright: #3dd68c;
  --accent-dark: #16a34a;
  --accent-glow: rgba(34, 197, 94, 0.2);
  --sans: "DM Sans", system-ui, sans-serif;
  --radius: 12px;
  --radius-lg: 16px;
  --shadow: 0 20px 50px rgba(10, 22, 40, 0.12);
  --shadow-lg: 0 28px 80px rgba(10, 22, 40, 0.18);
  --container: 1180px;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: var(--sans);
  font-size: 1rem;
  line-height: 1.6;
  color: var(--text);
  background: var(--white);
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

a {
  color: inherit;
}

.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}

.container {
  width: min(100% - 2.5rem, var(--container));
  margin-inline: auto;
}

.text-accent {
  color: var(--accent-bright);
}

/* Buttons */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 0.85rem 1.5rem;
  border: none;
  border-radius: 10px;
  background: var(--accent);
  color: var(--white);
  font: inherit;
  font-size: 0.9375rem;
  font-weight: 600;
  text-decoration: none;
  cursor: pointer;
  transition: filter 0.15s, transform 0.12s;
  white-space: nowrap;
}

.btn:hover {
  filter: brightness(1.06);
}

.btn:active {
  transform: scale(0.98);
}

.btn--sm {
  padding: 0.6rem 1.1rem;
  font-size: 0.875rem;
}

.btn--outline {
  background: transparent;
  border: 2px solid var(--accent);
  color: var(--accent-dark);
}

.btn--outline:hover {
  background: rgba(34, 197, 94, 0.08);
}

.btn--block {
  width: 100%;
}

/* Logo */
.logo {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  text-decoration: none;
  font-weight: 700;
  font-size: 0.9rem;
  letter-spacing: 0.06em;
}

.logo-icon {
  color: var(--accent-bright);
}

.landing .logo-text,
.site-footer .logo-text {
  color: var(--white);
}

/* Header */
.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: var(--navy);
  border-bottom: 1px solid rgba(255, 255, 255, 0.06);
}

.site-header__inner {
  display: flex;
  align-items: center;
  gap: 1.5rem;
  padding: 1rem 0;
}

.site-nav {
  display: none;
  gap: 1.75rem;
  margin-inline: auto;
}

.site-nav a {
  color: rgba(255, 255, 255, 0.85);
  text-decoration: none;
  font-size: 0.9rem;
  font-weight: 500;
  transition: color 0.15s;
}

.site-nav a:hover {
  color: var(--white);
}

.site-header__actions {
  display: none;
  align-items: center;
  gap: 1.25rem;
  margin-left: auto;
}

.link-login {
  color: var(--white);
  text-decoration: none;
  font-size: 0.9rem;
  font-weight: 500;
}

.nav-toggle {
  display: flex;
  flex-direction: column;
  gap: 5px;
  margin-left: auto;
  padding: 0.5rem;
  border: none;
  background: transparent;
  cursor: pointer;
}

.nav-toggle span {
  display: block;
  width: 22px;
  height: 2px;
  background: var(--white);
  border-radius: 2px;
}

.mobile-nav {
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
  padding: 0 1.25rem 1.25rem;
  background: var(--navy);
}

.mobile-nav[hidden] {
  display: none;
}

.mobile-nav a {
  color: var(--white);
  text-decoration: none;
  font-weight: 500;
  padding: 0.35rem 0;
}

@media (min-width: 960px) {
  .site-nav,
  .site-header__actions {
    display: flex;
  }

  .nav-toggle {
    display: none;
  }

  .mobile-nav {
    display: none !important;
  }
}

/* Hero */
.hero {
  background: var(--navy);
  color: var(--white);
  padding: 3.5rem 0 4rem;
}

.hero__grid {
  display: grid;
  gap: 3rem;
  align-items: center;
}

@media (min-width: 960px) {
  .hero__grid {
    grid-template-columns: 1fr 1fr;
    gap: 2.5rem;
  }
}

.pill {
  display: inline-block;
  margin: 0 0 1.25rem;
  padding: 0.4rem 0.85rem;
  border-radius: 999px;
  background: rgba(61, 214, 140, 0.12);
  color: var(--accent-bright);
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.08em;
}

.hero h1 {
  margin: 0 0 1rem;
  font-size: clamp(2.25rem, 5vw, 3.25rem);
  font-weight: 700;
  line-height: 1.1;
  letter-spacing: -0.03em;
}

.hero__lead {
  margin: 0 0 1.5rem;
  max-width: 32rem;
  color: rgba(255, 255, 255, 0.72);
  font-size: 1.05rem;
}

.hero__bullets {
  margin: 0 0 2rem;
  padding: 0;
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 0.65rem;
}

.hero__bullets li {
  display: flex;
  align-items: center;
  gap: 0.65rem;
  font-size: 0.95rem;
  color: rgba(255, 255, 255, 0.9);
}

.bullet-icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 1.35rem;
  height: 1.35rem;
  border-radius: 50%;
  background: var(--accent);
  color: var(--navy);
  font-size: 0.7rem;
  font-weight: 700;
}

.hero-cta {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem;
  max-width: 34rem;
  padding: 0.35rem;
  background: var(--white);
  border-radius: var(--radius);
  box-shadow: var(--shadow-lg);
}

.hero-cta input {
  flex: 1 1 12rem;
  min-width: 0;
  padding: 0.9rem 1rem;
  border: none;
  background: transparent;
  font: inherit;
  font-size: 0.95rem;
  color: var(--text);
  outline: none;
}

.hero-cta input::placeholder {
  color: var(--gray-500);
}

.hero-cta .btn {
  flex: 0 0 auto;
  padding: 0.9rem 1.25rem;
}

.hero-cta .error {
  flex: 1 0 100%;
  margin: 0;
  padding: 0 0.5rem 0.25rem;
  font-size: 0.875rem;
  color: #dc2626;
}

.hero__note {
  margin: 1rem 0 0;
  font-size: 0.875rem;
  color: rgba(255, 255, 255, 0.65);
}

.hero__note strong {
  color: var(--accent-bright);
}

.hero__note-arrow {
  margin-right: 0.35rem;
  color: var(--accent-bright);
  font-size: 1.1rem;
}

/* Hero visual */
.hero__visual {
  position: relative;
  min-height: 380px;
}

.hero-photo {
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-lg);
}

.hero-photo img {
  width: 100%;
  height: 340px;
  object-fit: cover;
}

.dashboard-card {
  position: absolute;
  right: -0.5rem;
  bottom: -1rem;
  left: 1.5rem;
  padding: 1.25rem;
  background: var(--white);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
  color: var(--text);
}

.dashboard-card__address {
  margin: 0 0 0.85rem;
  font-size: 0.8rem;
  font-weight: 600;
  color: var(--gray-700);
}

.dashboard-card__metrics {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 0.5rem;
  margin-bottom: 0.85rem;
}

.metric-label {
  display: block;
  font-size: 0.65rem;
  text-transform: uppercase;
  letter-spacing: 0.04em;
  color: var(--gray-500);
  margin-bottom: 0.15rem;
}

.metric-value {
  font-size: 0.95rem;
  font-weight: 700;
}

.metric-value--accent {
  color: var(--accent-dark);
}

.dashboard-card__chart {
  margin-bottom: 0.85rem;
}

.dashboard-card__chart svg {
  width: 100%;
  height: 56px;
  margin-top: 0.35rem;
}

.dashboard-card__ai {
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 0.35rem 0.75rem;
  padding: 0.75rem;
  background: var(--gray-50);
  border-radius: 10px;
  font-size: 0.75rem;
}

.ai-badge {
  grid-column: 1;
  font-weight: 600;
  color: var(--gray-500);
}

.ai-hold {
  grid-column: 2;
  justify-self: start;
  padding: 0.15rem 0.5rem;
  border-radius: 6px;
  background: var(--accent);
  color: var(--white);
  font-size: 0.7rem;
  font-weight: 700;
}

.dashboard-card__ai p {
  grid-column: 1 / -1;
  margin: 0;
  color: var(--text-muted);
  line-height: 1.4;
}

@media (max-width: 959px) {
  .hero__visual {
    max-width: 520px;
    margin-inline: auto;
  }

  .dashboard-card {
    position: relative;
    right: auto;
    bottom: auto;
    left: auto;
    margin-top: -3rem;
  }
}

/* Stats bar */
.stats-bar {
  background: var(--white);
  border-bottom: 1px solid var(--gray-100);
  padding: 2rem 0;
}

.stats-bar__grid {
  display: grid;
  gap: 1.5rem;
}

@media (min-width: 700px) {
  .stats-bar__grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (min-width: 960px) {
  .stats-bar__grid {
    grid-template-columns: repeat(4, 1fr);
  }
}

.stat-item {
  display: flex;
  align-items: flex-start;
  gap: 0.85rem;
}

.stat-item__icon {
  font-size: 1.5rem;
  line-height: 1;
}

.stat-item strong {
  display: block;
  font-size: 1.05rem;
  color: var(--navy);
}

.stat-item span {
  font-size: 0.85rem;
  color: var(--text-muted);
}

/* Features */
.features-section {
  padding: 5rem 0;
  background: var(--gray-50);
}

.features-section__header {
  text-align: center;
  max-width: 640px;
  margin: 0 auto 3rem;
}

.section-eyebrow {
  margin: 0 0 0.75rem;
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  color: var(--accent-dark);
}

.features-section h2,
.how-it-works h2,
.pricing-panel h2,
.testimonials h2 {
  margin: 0 0 0.75rem;
  font-size: clamp(1.75rem, 3.5vw, 2.35rem);
  font-weight: 700;
  letter-spacing: -0.02em;
  color: var(--navy);
}

.section-lead {
  margin: 0;
  color: var(--text-muted);
  font-size: 1.05rem;
}

.feature-grid {
  display: grid;
  gap: 1.25rem;
}

@media (min-width: 640px) {
  .feature-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (min-width: 960px) {
  .feature-grid {
    grid-template-columns: repeat(3, 1fr);
  }
}

.feature-card {
  padding: 1.75rem;
  background: var(--white);
  border: 1px solid var(--gray-100);
  border-radius: var(--radius-lg);
  transition: box-shadow 0.2s;
}

.feature-card:hover {
  box-shadow: var(--shadow);
}

.feature-card__icon {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 3rem;
  height: 3rem;
  margin-bottom: 1rem;
  border-radius: 10px;
  background: rgba(34, 197, 94, 0.12);
  font-size: 1.35rem;
}

.feature-card h3 {
  margin: 0 0 0.5rem;
  font-size: 1.1rem;
  color: var(--navy);
}

.feature-card p {
  margin: 0;
  font-size: 0.9rem;
  color: var(--text-muted);
  line-height: 1.55;
}

/* Split: how it works + pricing */
.split-section {
  padding: 5rem 0;
}

.split-section__grid {
  display: grid;
  gap: 3rem;
}

@media (min-width: 960px) {
  .split-section__grid {
    grid-template-columns: 1fr 1.1fr;
    gap: 2rem;
    align-items: start;
  }
}

.steps-list {
  margin: 2rem 0 0;
  padding: 0;
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 1.5rem;
}

.steps-list li {
  display: flex;
  gap: 1rem;
}

.step-circle {
  flex-shrink: 0;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 2.25rem;
  height: 2.25rem;
  border-radius: 50%;
  background: var(--accent);
  color: var(--white);
  font-size: 0.9rem;
  font-weight: 700;
}

.step-body {
  flex: 1;
  padding: 1.25rem;
  background: var(--white);
  border: 1px solid var(--gray-100);
  border-radius: var(--radius-lg);
  box-shadow: 0 4px 20px rgba(10, 22, 40, 0.04);
}

.step-icon {
  font-size: 1.25rem;
}

.step-body h3 {
  margin: 0.35rem 0 0.25rem;
  font-size: 1.05rem;
  color: var(--navy);
}

.step-body p {
  margin: 0;
  font-size: 0.9rem;
  color: var(--text-muted);
}

.pricing-panel {
  padding: 2rem;
  background: var(--navy);
  border-radius: var(--radius-lg);
  color: var(--white);
}

.pricing-panel h2 {
  color: var(--white);
  margin-bottom: 1.5rem;
}

.pricing-cards {
  display: flex;
  flex-direction: column;
  gap: 1rem;
}

.price-card {
  position: relative;
  padding: 1.5rem;
  background: var(--white);
  border-radius: var(--radius);
  color: var(--text);
}

.price-card--popular {
  border: 2px solid var(--accent);
}

.popular-tag {
  position: absolute;
  top: -0.65rem;
  left: 50%;
  transform: translateX(-50%);
  padding: 0.25rem 0.75rem;
  border-radius: 999px;
  background: var(--accent);
  color: var(--white);
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.02em;
}

.price-card h3 {
  margin: 0 0 0.5rem;
  font-size: 1.1rem;
  color: var(--navy);
}

.price-card__amount {
  margin: 0 0 0.25rem;
}

.price-card__amount span {
  font-size: 2rem;
  font-weight: 700;
  color: var(--navy);
}

.price-card__amount small {
  font-size: 0.9rem;
  font-weight: 500;
  color: var(--text-muted);
}

.price-card__term {
  margin: 0 0 1rem;
  font-size: 0.85rem;
  color: var(--text-muted);
}

.price-card ul {
  margin: 0 0 1.25rem;
  padding: 0;
  list-style: none;
}

.price-card li {
  position: relative;
  padding-left: 1.35rem;
  margin-bottom: 0.4rem;
  font-size: 0.875rem;
  color: var(--text-muted);
}

.price-card li::before {
  content: "✓";
  position: absolute;
  left: 0;
  color: var(--accent-dark);
  font-weight: 700;
}

.price-card .btn {
  width: 100%;
}

/* Testimonials */
.testimonials {
  padding: 5rem 0;
  background: var(--navy);
  color: var(--white);
}

.testimonials__grid {
  display: grid;
  gap: 2.5rem;
}

@media (min-width: 900px) {
  .testimonials__grid {
    grid-template-columns: 0.9fr 1.1fr;
    align-items: start;
  }
}

.testimonials h2 {
  color: var(--white);
}

.testimonials__intro p {
  color: rgba(255, 255, 255, 0.7);
  margin-bottom: 1.5rem;
}

.testimonial-cards {
  display: flex;
  flex-direction: column;
  gap: 1rem;
}

.testimonial-card {
  margin: 0;
  padding: 1.5rem;
  background: var(--gray-50);
  border-radius: var(--radius-lg);
  color: var(--text);
}

.testimonial-card p {
  margin: 0 0 1.25rem;
  font-size: 0.95rem;
  line-height: 1.55;
  font-style: italic;
}

.testimonial-card footer {
  display: flex;
  align-items: center;
  gap: 0.85rem;
}

.testimonial-card img {
  width: 48px;
  height: 48px;
  border-radius: 50%;
  object-fit: cover;
}

.testimonial-card cite {
  display: block;
  font-style: normal;
  font-weight: 700;
  font-size: 0.9rem;
  color: var(--navy);
}

.testimonial-card footer span {
  font-size: 0.8rem;
  color: var(--text-muted);
}

/* Footer */
.site-footer {
  background: var(--navy);
  color: rgba(255, 255, 255, 0.75);
  padding: 3.5rem 0 1.5rem;
}

.site-footer__top {
  display: grid;
  gap: 2.5rem;
  padding-bottom: 2.5rem;
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
}

@media (min-width: 900px) {
  .site-footer__top {
    grid-template-columns: 1.2fr 2fr 1.2fr;
    gap: 2rem;
  }
}

.footer-columns {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
}

.footer-columns h4,
.newsletter h4 {
  margin: 0 0 0.85rem;
  color: var(--white);
  font-size: 0.9rem;
}

.footer-columns a {
  display: block;
  margin-bottom: 0.5rem;
  color: rgba(255, 255, 255, 0.65);
  text-decoration: none;
  font-size: 0.875rem;
}

.footer-columns a:hover {
  color: var(--white);
}

.newsletter p {
  margin: 0 0 1rem;
  font-size: 0.875rem;
}

.newsletter-form {
  display: flex;
  gap: 0.5rem;
}

.newsletter-form input {
  flex: 1;
  min-width: 0;
  padding: 0.65rem 0.85rem;
  border: 1px solid rgba(255, 255, 255, 0.15);
  border-radius: 8px;
  background: rgba(255, 255, 255, 0.06);
  color: var(--white);
  font: inherit;
  font-size: 0.875rem;
}

.newsletter-form input::placeholder {
  color: rgba(255, 255, 255, 0.4);
}

.site-footer__bottom {
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  gap: 1rem;
  padding-top: 1.5rem;
  font-size: 0.8rem;
}

.site-footer__bottom a {
  margin-left: 1.25rem;
  color: rgba(255, 255, 255, 0.55);
  text-decoration: none;
}

.site-footer__bottom a:hover {
  color: var(--white);
}

/* Flow pages (details, report) */
.flow-page,
.report-page {
  min-height: 100vh;
  background: var(--navy);
  color: var(--white);
}

.page {
  max-width: 32rem;
  margin: 0 auto;
  padding: 1.5rem 1.25rem 3rem;
}

.flow-header,
.report-page .header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 2.5rem;
}

.flow-page .logo-text,
.report-page .logo-text {
  color: var(--white);
}

.step-badge {
  margin: 0;
  padding: 0.35rem 0.75rem;
  border-radius: 999px;
  background: var(--accent-glow);
  color: var(--accent-bright);
  font-size: 0.75rem;
  font-weight: 600;
}

.flow-main h1,
.report-main h1 {
  margin: 0 0 0.75rem;
  font-size: clamp(1.75rem, 4vw, 2.25rem);
  font-weight: 700;
  letter-spacing: -0.02em;
}

.eyebrow {
  margin: 0 0 0.75rem;
  font-size: 0.8125rem;
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--accent-bright);
}

.lead {
  margin: 0 0 2rem;
  color: rgba(255, 255, 255, 0.72);
  font-size: 1.02rem;
}

.flow-form .field {
  margin-bottom: 1rem;
}

.field-label {
  display: block;
  margin-bottom: 0.45rem;
  font-size: 0.875rem;
  font-weight: 500;
}

.input-wrap {
  display: flex;
  align-items: center;
  padding: 0 1rem;
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: var(--radius);
  transition: border-color 0.15s, box-shadow 0.15s;
}

.input-wrap:focus-within {
  border-color: rgba(61, 214, 140, 0.45);
  box-shadow: 0 0 0 3px var(--accent-glow);
}

.input-wrap input {
  flex: 1;
  min-width: 0;
  padding: 0.9rem 0;
  border: none;
  background: transparent;
  color: var(--white);
  font: inherit;
  font-size: 1rem;
  outline: none;
}

.input-wrap input::placeholder {
  color: rgba(255, 255, 255, 0.35);
}

.input-affix {
  color: rgba(255, 255, 255, 0.5);
  font-weight: 500;
}

.mortgage-grid {
  display: grid;
  gap: 0;
}

@media (min-width: 480px) {
  .mortgage-grid {
    grid-template-columns: 1fr 1fr;
    gap: 0 0.75rem;
  }
}

.hint {
  margin: 0.5rem 0 0;
  font-size: 0.8125rem;
  color: rgba(255, 255, 255, 0.5);
}

.error {
  margin: 0.5rem 0 0;
  font-size: 0.875rem;
  color: #fca5a5;
}

.flow-back,
.report-back {
  margin-top: 1.25rem;
  font-size: 0.875rem;
}

.flow-back a,
.report-back a {
  color: rgba(255, 255, 255, 0.55);
  text-decoration: none;
}

.flow-back a:hover,
.report-back a:hover {
  color: var(--white);
}

/* Report page extras */
.summary-panel {
  margin-bottom: 1.5rem;
  padding: 1rem 1.25rem;
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(255, 255, 255, 0.1);
  border-radius: var(--radius);
}

.summary-label {
  margin: 0 0 0.35rem;
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: rgba(255, 255, 255, 0.5);
}

.summary-address {
  margin: 0 0 0.75rem;
  font-weight: 500;
}

.summary-details {
  display: grid;
  gap: 0.5rem;
  margin: 0;
}

.summary-details div {
  display: flex;
  justify-content: space-between;
  gap: 1rem;
}

.summary-details dt {
  margin: 0;
  font-size: 0.8125rem;
  color: rgba(255, 255, 255, 0.5);
}

.summary-details dd {
  margin: 0;
  font-weight: 600;
}

.report-card--success {
  text-align: center;
}

.success-icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 2.5rem;
  height: 2.5rem;
  margin-bottom: 0.75rem;
  border-radius: 50%;
  background: var(--accent-glow);
  color: var(--accent-bright);
  font-weight: 700;
}